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Why Insurance Matters in an Imperfect World
RISK MANAGEMENT

Why Insurance Matters in an Imperfect World

November 2, 2025 • By Anthony Ayivi

If our world were perfect, there would be no need for insurance. Our goods would always arrive safely at their destinations, our homes and cars would remain secure, and our loved ones and employees would never fall ill or suffer injury.

 

But we do not live in such a world. Accidents, losses, and uncertainties are part of everyday life — and that is why insurance exists.

 

Having insurance gives you confidence and peace of mind, knowing that you are protected when the unexpected happens. Insurance policies do more than just provide compensation; they help keep our world running.

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Aircraft rely on insurance to take to the skies.

Ships depend on it to deliver cargo across oceans. Businesses need it to continue operations after losses.

Individuals and professionals count on it to keep life and energy moving around the globe.


Insurers also play a vital humanitarian role — supporting people and communities in the aftermath of some of the world’s most devastating disasters.

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In today’s world, the risks of simply living, driving, or running a business demand one form of insurance or another. But that raises a few important questions:

 

1. Which insurance products should I buy — and from which company?


2. Should I go directly to an insurance company, or use an insurance broker?

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3. How do I report a claim if my car is damaged or I’m involved in an accident?


4. What real benefits do I get from holding an insurance policy?

 

You’ll find clear answers to these and many more questions at InsureGhana.com — your trusted source for insight and guidance in Ghana’s insurance industry.

 

🟡 Need vehicle insurance? Compare quotes from top insurers. Contact us at. ARB Insurance Brokers

🌍 Need tailored insurance coverage? Whether it’s marine, motor, or property insurance, reach out to our partner brokers for expert advice and professional support.

 

About InsureGhana.com

InsureGhana.com is Ghana’s leading digital platform for current and critical reporting on the insurance industry across the country and the subregion. From industry performance and claims settlements to consumer opinions, market analysis, and breaking news — we bring the facts that matter.

 

We also provide insights into consumer behavior, business trends, and the regulatory environment — empowering Ghanaians to make informed insurance decisions.

 

Our mission is simple: to equip consumers of insurance products with reliable, relevant, and timely information on how the market is performing.

 

With the growing use of smartphones and tablets, the next generation of business leaders expects services they can access instantly — and that includes insurance.

Stay informed. Stay protected. Register with us today for our free newsletters and be part of Ghana’s evolving insurance future.

Best regards,
Anthony Ayivi, PMP, MBA
Founder, InsureGhana.com


Disclaimer: "The views expressed on this site are those of the contributors or columnists, and do not necessarily reflect insureghana's position. insureghana.com will not be responsible or liable for any inaccurate or incorrect statements in the contributions or columns here."

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Anthony

Anthony Ayivi

Founder of InsureGhana | IT Consultant | Data Analytics Trainer