Insurance Insights
Research, analysis, and thought leadership for Ghana’s insurance professionals.
Reinsurance in Ghana: Navigating a Shifting Landscape and Persistent Challenges
Reinsurance—often referred to as “the insurer’s insurance”—is the quiet backbone of every resilient insurance market. It allows primary insurers to tr...
Why Insurance Claims Delay in Ghana — A Deep Look Behind the Waiting Game
By InsureGhana Editorial TeamInsurance is built on one promise: that claims will be paid when loss strikes. Yet across Ghana, policyholders often wait...
What is Fire Insurance? Your Essential Shield Against Catastrophe
What is Fire Insurance? Your Essential Shield Against Catastrophe Fire insurance is a specialized, crucial type of property insurance designed to...
Insurance Brokers as Architects of Resilience in Ghana's Financial Landscape
Insurance Brokers as Architects of Resilience in Ghana's Financial LandscapeThe insurance sector in Ghana, though stable, contends with a perennially...
Premium Undercutting in Ghana: When Cheap Becomes Costly
Premium Undercutting in Ghana: When Cheap Becomes CostlyPremium undercutting remains one of the most persistent and damaging challenges facing Ghana’s...
Navigating Insurance & Reinsurance in West Africa — 2025 Market Outlook
In-depth market intelligence, regulatory updates and strategic guidance for brokers and corporates operating across ECOWAS. Executive SummaryThe...
Understanding Premium Tax Reforms in Ghana
Understanding Premium Tax Reforms in GhanaA breakdown of proposed fiscal measures and their effect on premiumsBy Research TeamWhat’s Changing: Key Tax...
Climate Adaptation and Crop Insurance Models:
Climate change is increasingly shaping the future of Ghana’s agriculture. Unpredictable rainfall, prolonged droughts, and flash floods have become com...
Data-Driven Reinsurance Pricing — how models are reshaping premiums in Ghana
The global reinsurance landscape is changing rapidly. Data analytics, artificial intelligence, and advanced modelling are transforming how risks are p...