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Insurance Insights

Insurance Insights

Research, analysis, and thought leadership for Ghana’s insurance professionals.

What is Fire Insurance? Your Essential Shield Against Catastrophe
GENERAL

What is Fire Insurance? Your Essential Shield Against Catastrophe

What is Fire Insurance? Your Essential Shield Against Catastrophe Fire insurance is a specialized, crucial type of property insurance designed to...

Oct 20, 2025 • Insight
Insurance Brokers as Architects of Resilience in Ghana's Financial Landscape
INSIGHT

Insurance Brokers as Architects of Resilience in Ghana's Financial Landscape

Insurance Brokers as Architects of Resilience in Ghana's Financial LandscapeThe insurance sector in Ghana, though stable, contends with a perennially...

Oct 18, 2025 • Insight
Premium Undercutting in Ghana: When Cheap Becomes Costly
REGULATION

Premium Undercutting in Ghana: When Cheap Becomes Costly

Premium Undercutting in Ghana: When Cheap Becomes CostlyPremium undercutting remains one of the most persistent and damaging challenges facing Ghana’s...

Oct 18, 2025 • Insight
Navigating Insurance & Reinsurance in West Africa — 2025 Market Outlook
INSIGHT

Navigating Insurance & Reinsurance in West Africa — 2025 Market Outlook

In-depth market intelligence, regulatory updates and strategic guidance for brokers and corporates operating across ECOWAS. Executive SummaryThe...

Oct 17, 2025 • Insight
Understanding Premium Tax Reforms in Ghana
REGULATION

Understanding Premium Tax Reforms in Ghana

Understanding Premium Tax Reforms in GhanaA breakdown of proposed fiscal measures and their effect on premiumsBy Research TeamWhat’s Changing: Key Tax...

Oct 14, 2025 • Insight
Climate Adaptation and Crop Insurance Models:
AGRICULTURE

Climate Adaptation and Crop Insurance Models:

Climate change is increasingly shaping the future of Ghana’s agriculture. Unpredictable rainfall, prolonged droughts, and flash floods have become com...

Oct 14, 2025 • InsureGhana Research Team
Data-Driven Reinsurance Pricing — how models are reshaping premiums in Ghana
INSIGHT

Data-Driven Reinsurance Pricing — how models are reshaping premiums in Ghana

The global reinsurance landscape is changing rapidly. Data analytics, artificial intelligence, and advanced modelling are transforming how risks are p...

Oct 14, 2025 • Energy Desk
Navigating Risk on West Africa's Oil Frontier: A Tale of Two Nations
ENERGY

Navigating Risk on West Africa's Oil Frontier: A Tale of Two Nations

Accra, Ghana & Lagos, Nigeria - The discovery of oil and gas is often hailed as a nation's golden ticket to prosperity. For Ghana and Nigeria, the...

Oct 14, 2025 • InsureGhana Research Team
A Review of Logistics Insurance Trends in Ghana Amidst Port and Liability Shifts
MARINE

A Review of Logistics Insurance Trends in Ghana Amidst Port and Liability Shifts

Accra, Ghana - A wave of significant changes is sweeping through Ghana's maritime and logistics sector, creating a new landscape of opportunities and...

Oct 14, 2025 • Insight