Business Interruption (Loss of Profits) Insurance

This is arguably the most critical addition to a standard fire policy. What it Covers: When a catastrophic event (like in a filling station) forces a business to shut down or operate at a reduced capacity, this policy covers the resulting financial loss. It replaces the Net Profit that the business would have earned and covers Standing Charges (fixed costs like rent, staff salaries, and utility bills) that must continue to be paid even when the doors are closed. Why it's Essential: A fire claim may repair the building, but the business can still collapse due to a lack of income during the reconstruction period (which can last 6 to 18 months). Business Interruption cover ensures continuity and prevents insolvency.

Other Listed Products

Motor Insurance

There are various Motor Vehicles insurances for all categories of vehicles - Cars, Trucks, Tankers, Pick Ups and Forklifts.

Home Owners Comprehensive

This policy insures your company against loss or damage to property as a direct result of fire out break, lightning or explosion.

Personal Accident

The policy is suitable for Executive or Senior personnel of your company or organization.

Life Insurance Policy

Life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay an agreed sum of money upon the occurrence of the insured person's death in return for the payment of a premium.